HJDS Travel Group

Tag: travel insurance

Many Types of People Buy Visitors to Canada Insurance

by on Jul.31, 2012, under Travel

Are you aware that over 35 million people visit Canada every year? It’s easy to understand why. Canada is seen as a land of adventure and exceptional opportunity. Regardless of what your reason for visiting Canada, be certain to buy Visitors to Canada Insurance just before you travel.

Visitors to Canada Travel Insurance is the right way to guard yourself from the financial expenses of a health related emergency. Canada has one of the highest healthcare costs in the world. A hospital stay in Canada will cost you approximately $7000 a day, and even more if there are additional complications or prescription drugs. An unanticipated medical emergency can easily lead to financial ruin, so it is a good idea to pay for an insurance plan that will protect you throughout your stay.

There are many types of travellers who purchase Visitors to Canada Insurance, including travellers and tourists, international workers, international students, and new immigrants to Canada. Each group has different needs. Visitors to Canada medical insurance plans are usually available in levels of $15,000, $25,000, $50,000, $100,000 and $150,000, and plans can cover a single individual, a couple, or an entire family. Single trips and annual plans are available. An annual plan is ideal if you intend to travel to Canada regularly within a 12 month period.

Travellers and Tourists: In regards to geography, Canada is the second largest country on the planet, widely known for its mountain ranges, lush forests, flowing rivers and fantastic lakes. If you’re the adventurous type, emergency medical health insurance is critical. If nature is not your focus, Canada also has many world class cities like Vancouver, Toronto and Montreal. It’s essential for this group to obtain insurance coverage on their stay.

Global workers: The shortage in experienced labour is providing a great opportunity for foreign workers. Employment visas are available for overseas workers, but these visas are normally valid for six months minus one day, one day before the worker becomes qualified for provincial medical insurance coverage. To fill the gap, foreign workers use Visitors to Canada Insurance to cover themselves for the time spent in Canada on a temporary work visa.

Foreign students: Canada is a leader in education, with some of the finest universities and colleges on the planet. Every single year, thousands of international students select Canada as their foreign education destination. However, not many international students are eligible for provincial health coverage, and those students who do qualify have to wait three months before their coverage takes effect. Also, visitors not going to an eligible educational institution will not be covered by a provincial government insurance plan. This may impact mature students visiting with their partners or children. There are a variety of Visitors to Canada insurance plans available to this group, from single plans that only protect against medical emergencies, to family plans that cover annual doctor’s check-ups and dental.

New Immigrants: Immigration is an important part of Canada’s long term growth, so there are plenty of opportunities for individuals who want to move to Canada. There is a waiting period before a newcomer to Canada is protected by a provincial or territorial insurance plan, so personal Visitors to Canada insurance is necessary to fill the gap. There are different waiting periods for every province and territory.

If you are a traveler seeking adventure, a student or worker looking for opportunity, or an immigrant beginning a fresh life in Canada, make sure to pack a Visitors to Canada insurance plan prior to leaving. A medical crisis can ruin much more than your stay, it can lead to financial ruin. It is crucial to protect yourself. A few bucks spent on insurance coverage will buy you protection and peace of mind.

Also, make sure to check out this Great Article for tips to buying visitors to Canada insurance. Like Us! on Facebook. Visitors To Canada Insurance Plans: THE source on the web.

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    Why People Need Backpacker Travel Insurance

    by on May.27, 2012, under Travel

    Backpacker travel insurance is needed today more than ever. This is because more and more people are travelling to all areas of the world. Along with the beaten path that lot’s of tourists go to, people are visiting more remote places and it seems that everywhere in the world is travelled to by somebody.

    When going away for these sort of trips it is important to have cover that is adequate for whatever adventure is being planned. Many companies are in this business and they need to know what sort of activities will be taking place. Cover needs to be there for what is expected and what is not. People will not know what is in store for them completely.

    The first thing people need to think is what will they want to do while they are away. Normal activities should always be covered but some people will want to do something a bit different so they need to keep this in mind when filling in an insurance form. Anything health related needs to be planned for.

    The companies require lot’s of information so they can give an adequate and correct quote for each person. They take into consideration any risk taking activities and evaluate the cover based on this. If you are going to do something particularly dangerous then they may offer separate specialist cover.

    The person needs to tell the company all they know before they go because if they don’t and a problem occurs then their insurance may not stretch to this and the policy may not be valid. They know that you do not know everything that you are likely to encounter but it is best to tell them all you know.

    The basic policy would cover things like, lost passports, medical cover for emergencies, stolen property and luggage problems. All the policies should tell you what you are covered for so you know what you are getting. If you are not sure them just ask the company for more clarity.

    When backpacker travel insurance in got then it is a good tip to make copies of the policy and leave one at home and email one to yourself. This way if you loose the documents on route you will have copies so it won’t be that much a a problem. A little bit of planning goes a long way.

    Finding the right insurance policy can make or break your backpacking travels. Find out more about backpackers travel insurance to make sure you’re Finding the best deal available.

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      What To Keep In Mind While Buying Travel Medical Insurance

      by on May.09, 2012, under Travel

      Travel medical insurance is a special protection that has been designed for the well-being of travelers who are going for vacations within the nation or abroad. Whether you’re going to enjoy the natural beauty of Malaysia or you are going skiing on the slopes of the Alps, you have to just be sure you buy travel insurance. An accident can happen anywhere and therefore, it is best to stay protected. Travel medical insurance covers trips to dangerous regions, health problems and prescriptions, accidents and unforeseen illness. If you have any pre-existing medical condition, then you should definitely buy travel insurance before leaving for your trip. If any problem happens during the period of your stay abroad, then the insurance will cover all of your expenses.

      When you buy travel insurance, then you should read all the details that are provided. You must be sure that the policy applies in the the USA that you’re visiting. For example, if you are going to Malaysia, then you should check if the travel medical insurance is valid in that country.

      You have to additionally keep in the mind the amount that the company will cover. The travel medical insurance will pay only a certain sum for hospital bills and other medical procedures. If you’re going on an adventure trip, then you have to make sure it is covered before you buy travel insurance. Some corporations give particular coverage for adventure sports.

      Before you buy travel insurance, you have to state what medical condition you’re suffering from. Most insurance companies do not cover pre-existing medical conditions. A pre-existing situation is a medical problem you may have been diagnosed for prior to your trip. However, there are some corporations that provide travel medical insurance for that as well. However, should you plan on leaving for your trip to Malaysia or any other place on a certain date, you must purchase the insurance a month before the trip.

      A travel medical insurance may be purchased from a travel agent an insurance company. After you buy travel insurance, make sure you have a copy for your self and keep it in case of any emergency.

      A very important travel medical insurance tip is that you should always keep your prescriptions with you when you travel. There have been instances of baggage theft or misplacement. In such situations, you might run out of medication and even though you had bought the whole stock, you may fall into a position where you’ll need more. For those who buy travel insurance, then the company will financially assist you in replacing the medication.

      Should you buy travel insurance for your entire family, then make sure that all their medical conditions are also stated. You should also check up the maximum number of family members that shall be covered under the policy. Also make sure that the travel medical insurance covers ambulance costs.

      These days, there are travel medical insurance policies available for those who are above the age of 65. They need to also be given the benefit of visiting beautiful places like Malaysia with peace of mind.

      Kurnia Insurans has become one of the most successful general insurance companies in Malaysia. Kurnia Insurans’ success is founded on fair business practices, which protect the legitimate interests of its policyholders and offers business opportunities to its service providers.

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        Behind HJDS Travel Group Blog

        My name is Harry Delgado and I am a full time Internet and Small Business developer and marketer. Over 30 years in the Computer systems development, programming, hardware installations and support. Currently making a living from blogs like HJDS Computer Services , HJDS Investment Group and HJDS BlogBiz. You can connect with me via social media sites at Facebook - LinkedIn - Twitter - YouTube.