HJDS Travel Group

Don’t Forget Your Travel Insurance

by on Feb.03, 2012, under Travel

  • Sumo

Travel insurance is unfortunately misconceived as a travel accessory which our travel broker tries to force upon us when we buy a travel package as means of boosting the company’s profits, as something that makes our holiday even more expensive than it already is. Where one buys their travel insurance is just as important as which type of travel insurance they choose. Try to avoid buying travel insurance from your travel organiser. Just like other insurances, travel insurance is a choice, not a necessity, but be sure to get it at an insurance broker.

Having personal travel insurance to cover you during your travels is certainly the bright thing to do. The benefit of having a travel insurance policy is that the traveller who has it will be compensated if faced with an emergency which forces them to forego or change their travel plans. Students should look into buying cheap student travel insurance. It is a good idea as well as a means of ensuring your financial safety when you travel abroad to study. For the general traveller, Comprehensive Cover is designed to offer the traveller quality travel insurance at competitive prices. Backpacker Travel Insurance covers the more risky traveller as backpacking poses more risks than normal travelling does.

Travel insurance costs are based on the length of your trip, your destination and your age. Bearing in mind the potential grief and expense that an accident abroad can force upon you, travel insurance is laughably affordable.

As with most insurance products, you are best off getting travel insurance directly from an insurance company. With the times changing, so too has purchasing travel insurance. It is now a particularly easy product to buy online where you can usually save yourself about 10%.

Whilst travelling overseas, medical travel insurance is an important aspect to be considered. It is very necessary as different countries have varying degrees of healthcare expertise and facilities. Your healthcare bills can usually be claimed back if you have medical emergency insurance while travelling, provided that you have all documents needed to make a claim. It is wise to always read the small print that comes with your policy.

Just like most insurance, all travel insurance is subject to exclusions, such as claims arising from pre-existing medical conditions or when participating in risky life-threatening activities. If you plan on taking part in some unusual activities on your travels, such as mountain climbing or scuba diving, make sure you have purchased a travel insurance policy that covers you for these activities.

If you’re about to purchase your cheap travel insurance online, check out our competitive and reliable travel insurance packages.

Related Blogs

    Be Sociable, Share!

    Comments are closed.

    Behind HJDS Travel Group Blog

    My name is Harry Delgado and I am a full time Internet and Small Business developer and marketer. Over 30 years in the Computer systems development, programming, hardware installations and support. Currently making a living from blogs like HJDS Computer Services , HJDS Investment Group and HJDS BlogBiz. You can connect with me via social media sites at Facebook - LinkedIn - Twitter - YouTube.